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Should I file statements in month files according to the end date, due date, or whenever the payment is made?

Each of the above methods for filing statements into month files can work very well when used consistently.

The simplest method is to drop any paid statement or bill into whichever month is current when you are done making the payment. This will make filing effortless and ensure your system is reliable because papers are filed away quickly.

Otherwise, choosing the statement closing date consistently would be the most reliable (as opposed to the payment due date). The reason is twofold: (1) because there may be a considerable gap between the closing date and the due date, and (2) you might pay the bill well in advance of the payment due date, which may not be until the next month.

Please let us know your comments and what works best for you!

 
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